May I see your ID?

March 31, 2014 Security

May I see your ID?

By: Kenny Bauer CFP

5 effective strategies you can easily employ to protect your identity. At one time or another, we all have been asked to show our ID in order to enjoy a little public libation. With the proliferation of technology over the years, it seems as if we’re being asked for our ID everywhere we go. Not only does this feel like an invasion of privacy, it seriously increases the likelihood of identity theft.

Ukraine

Ukraine

By: Kenny Bauer CFP

Our thoughts go out to the people of Ukraine, as they undergo both an internal political crisis and what appears to be military intervention from Russia. For people of a certain age, the current events, with tanks rolling across the Russian border into a neighboring nation that wants to exercise its freedom, this feels a bit like the Cold War days all over again.

More Lessons Learned from Downton Abbey

March 3, 2014

More Lessons Learned from Downton Abbey

10.2 million viewers watched the opening episode of Season Four and followed along as Lord Grantham and the rest of the Crawley family provided more useful investing and life lessons.

MyRA

February 17, 2014

MyRA

By: Kenny Bauer CFP

Chances are, you've heard about the new myRA retirement savings program that was proposed by President Obama during his State of the Union speech. But what is it, and how does it relate to the array of other retirement savings options you already have--including, of course, traditional and Roth IRAs, 401(k) and/or 403(b) plans? Is this something you need to be looking at in addition to, or instead of, one of these other options?

Downton Abbey – Lessons for Investors

January 2, 2014 Estate Planning

Downton Abbey – Lessons for Investors

Were you one of the 8.2 million people watching the final episode of Downton Abbey, Series 3, last winter? If so, you were probably captivated by the drama. Perhaps you even learned a few life lessons from the Crawley family!

Bitcoins – Investment or Bust?

November 30, 2013 Currencies

Bitcoins – Investment or Bust?

By: David Emery CFP, CDFA™

More about Bitcoins. There has been a lot of media attention lately about the alternative currency known as Bitcoins. There was the story about the person who traded in his computer for a newer model and later realized (too late, as it turned out) his hard drive contained $7.5 million worth of Bitcoin currency in an encrypted “wallet”.

Frequent Flier Miles – An Alternate Currency

July 31, 2013

Frequent Flier Miles – An Alternate Currency

Airlines merge. Some declare bankruptcy, then restructure. Bondholders and other creditors are at risk. That’s not you, right? You sleep soundly at night! But what about your Frequent Flier mileage balance? As a frequent business or leisure traveler, you may have an “asset” at risk. Assume a value of two cents a mile and do the math. A frequent flier with 1,000,000 miles has $20,000 at risk.

Gross National Happiness

June 30, 2013

Gross National Happiness

About this growing movement. In the United States, we often hear economists talk about Gross Domestic Product (GDP) as an indicator of our economic well-being. But one of the concerns some people have with GDP is that it measures only one thing – money.

Wine as an alternative asset class

April 30, 2013 Investments

Wine as an alternative asset class

Tempting! But the answer is NO. Yes, fine wine from the top chateaus and producers is in finite supply. On most properties, the number of bottles produced is documented, and every time a bottle is opened (or dropped) the world supply declines. In the UK, wine receives faborable tax treatment as a “wasting asset” because it doesn’t last forever. So the British used to buy two cases of wine, store them until maturity, sell one back to the wine merchant for twice the price, recover their original investment and drink the second for free.

Schwab Mobile Apps

March 31, 2013

Schwab Mobile Apps

We are living in a very fast-paced world and are constantly on the move! Accordingly, you may find it easier to stay connected to your accounts with Schwab Mobile apps. Schwab Mobile is available on any Android™-powered device, iPad®, iPhone® or Kindle Fire. All devices allow you to actively manage you accounts with the ability to view accounts, follow market news, get real-time quotes and even transfer money.